Privacy Policy

Collection of Your Personal Information

OnePoint Insurance Agency may collect personally identifiable information to better provide products and services to you. This may include:

• Identity: first & last name, address, mailing address
• Contact: email and phone number
• Employment: employer and job title
• Billing: payment and card information
• Demographics: age, gender, household income

We only collect personal information when you voluntarily provide it — for example by registering for an account, entering sweepstakes or contests, signing up for special offers, sending email messages, or submitting payment information. We use this information to communicate with you regarding the services or products you've requested.

Use of Your Personal Information

OnePoint Insurance Agency collects and uses your personal information to operate and deliver the services you've requested. We may also use your personally identifiable information to inform you about other products or services available from OnePoint Insurance Agency and its affiliates.

Sharing Information with Third Parties

OnePoint Insurance Agency does not sell, rent, or lease customer lists to third parties. We may contact you on behalf of external business partners regarding offerings that may be of interest to you.

All third-party partners are prohibited from using personal information except to provide the services they're contracted for, and are required to maintain confidentiality. We may disclose personal information without notice if required to do so by law or in good faith to:

• Comply with legal process
• Protect and defend the rights or property of OnePoint Insurance Agency
• Protect the personal safety of users or the public during exigent circumstances

Opt-Out of Disclosure to Third Parties

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and other applicable privacy laws to opt out of personal information disclosure. Exercising this right prevents disclosure unless you subsequently provide express written authorization.

Tracking User Behavior

OnePoint Insurance Agency tracks websites and pages visited within our platform to determine which services are most popular. This data is used to deliver customized content and advertising to customers whose behavior indicates interest in particular subject areas.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected, including:

• IP address and browser type
• Domain names and access times
• Referring website addresses

This information helps us maintain service quality and provides general statistics regarding website usage.

Use of Cookies

The OnePoint Insurance Agency website uses cookies to personalize your online experience. Cookies are text files placed on your hard disk by web page servers — they cannot run programs or deliver viruses. When you return to the website, previously provided information can be retrieved.

You may accept or decline cookies through your browser settings. Declining cookies may prevent you from experiencing the full functionality of interactive features.

Security of Your Personal Information

OnePoint Insurance Agency secures personal information using SSL (Secure Sockets Layer) Protocol encryption. Information transmitted to other websites is protected through industry-standard encryption methods.

While we use appropriate security measures to protect against unauthorized access, no internet or wireless network transmission is guaranteed 100% secure.

We may not be able to comply with deletion requests if necessary to:

• Complete the transaction
• Detect security incidents and protect against malicious activity
• Debug errors
• Exercise free speech or comply with the California Electronic Communications Privacy Act
• Engage in public scientific, historical, or statistical research
• Comply with existing legal obligations

Children Under Thirteen

OnePoint Insurance Agency does not knowingly collect personally identifiable information from children under age thirteen. Children under thirteen must obtain parental or guardian permission to use this website.

Disconnecting Third-Party Accounts

Connecting your OnePoint Insurance Agency account to third-party accounts means you consent to continuous information release per your privacy settings on those sites. You may disconnect those accounts at any time by unsubscribing.

E-mail Communications

OnePoint Insurance Agency may contact you via email regarding announcements, promotional offers, alerts, confirmations, and surveys. We may receive notifications when emails are opened or links clicked.

Changes to This Statement

OnePoint Insurance Agency reserves the right to change this Privacy Policy. Significant changes will be communicated via:

• Notice to your primary email address
• A prominent notice on this website
• Updated privacy information on this page

Continued use of the website after modifications constitutes acknowledgment of the modified policy and your agreement to abide by it.